UMB Checking Accounts - Open An Account Online Today

UMB Select Checking®
- $1,000 minimum opening deposit
- Fee waivers and special loan rate discounts
- Earn interest on your account balance
Count on more.®
Recalibrate your income and expenses

How to Bank with Us
Access your accounts online or through our app so you can bank from your couch or even the dentist office.

Explore Our Financial Education Resources
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When to use your debit card versus credit card
Your debit card is like using cash. The money is taken directly out of your checking account. However, when you use a credit card, you are borrowing money to buy something with the intention to pay it back later. It...
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How to choose the best home loan for you
Many financial terms can be confusing for homeowners, which can make it tough to find the best home loan for your needs. Loan terms like piggyback loans, home equity line of credit (HELOC) and home equity loans can be overwhelming...
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Financial insights: What to know about managing debt
A wide variety of consumer debt sources are available, and millions of Americans contend with student loan, credit card and medical debt daily. Paying down and managing debt in an efficient, focused way—and eventually being free of it—is vital for...
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Should you consider debt consolidation? Here’s how it works
Debt consolidation can simplify your debt payments. Review available options based on your financial status and goals. Debt can be overwhelming and stressful to manage. Consolidating and tackling your debt is a big step to gaining financial independence. As with...
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Personal lending 101: What loan is right for you?
Life can be unpredictable. That’s why it’s important to understand the personal loans and lending options that can help you finance the unexpected and plan for the road ahead. So, what personal loan is right for you? Here are a...

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